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SEE THE ATTACHED NOTICE OF CANCELLATION FORM FOR AN EXPLANATION OF THIS RIGHT. Signature of Client Date Client Name please print Social Security Number Note Credit Dusters is the name of the company providing credit repair services to you the client. CONTRACT FOR CREDIT REPAIR SERVICES CREDIT DUSTERS HOMEBUYER EVENT. COM LLC 1. Introduction* The undersigned parties client s hereby agree to employ Credit Dusters CD their agents employees and/or contractors to provide advice and assistance with .

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Got questions?

We have answers to the most popular questions from our customers. If you can't find an answer to your question, please contact us.

What act governs the action of credit repair firms?

This Act, Title IV of the Consumer Credit Protection Act, prohibits untrue or misleading representations and requires certain affirmative disclosures in the offering or sale of "credit repair" services.

Can a credit repair company erase a poor credit history?

Only time, a conscious effort, and a personal debt repayment plan will improve your credit report. If you have a poor credit history, be wary of companies that promise to "clean up" your credit report for a fee. If a company claims it can erase your bad credit, don't believe them. The truth is, they can't deliver.

What are the requirements for a credit repair organization under CROA?

The following are highlights of CROA's requirements: A credit repair organization (\u201cCRO\u201d) can only be compensated after services are rendered. . A CRO cannot charge excessive set-up fees. A CRO cannot make false or misleading statements to a credit reporting agency.

What can a credit repair company do that I cant?

Legitimate credit repair companies can see to it that inaccurate information is removed from your credit reports so that it doesn't harm your credit score. However, they can't do anything for you that you couldn't do for yourself if you're willing to put in the time and effort. Consumer Financial Protection Bureau.

Which federal consumer credit law requires credit repair companies to give consumers a written contract that can be canceled within three business days?

CROA requires that credit repair companies must allow consumers the right to cancel the contract three business days from the date they sign the contract.

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